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M-Pesa’s New Virtual Dollar Card

by PesaSmart
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“I finally paid for Canva Pro and Netflix using my M-Pesa balance. No bank card needed!”

M-Pesa Global Pay 2.0 is changing how Kenyans shop online. Whether you’re a student, freelancer, or entrepreneur, you can now get a virtual dollar card directly from M-Pesa — perfect for paying on platforms like Netflix, Canva, Amazon, or even Facebook Ads.

What is M-Pesa Global Pay 2.0?

Global Pay 2.0 is Safaricom’s upgraded virtual Visa card that lets M-Pesa users shop on international websites. It’s powered by Visa and works just like a prepaid dollar card — but without needing a bank account.

With this card, you can:

  • Pay in USD online (anywhere Visa is accepted)

  • Control spending via your M-Pesa balance

  • Avoid traditional bank card fees

Key Features

  • Currency: USD (ideal for international payments)

  • Source of funds: Your M-Pesa wallet

  • Card type: Virtual Visa Card

  • Where to use: Netflix, Amazon, Canva, Google Ads, Udemy, etc.

  • Limit: Based on your M-Pesa wallet balance and usage limits

How to Get the M-Pesa Virtual Card (Step-by-Step)

  1. Dial *334# on your phone

  2. Go to Lipa na M-Pesa

  3. Select Global Pay

  4. Choose Get Card

  5. Follow the prompts to activate your virtual card

  6. You’ll get your card number, expiry date, and CVV via SMS

Or, use the M-Pesa App:

  • Open the app → Go to Grow → Tap GlobalPay Visa Card

  • Activate your card, set a PIN, and start using it

Why Kenyans Love It

  • No monthly fees

  • No bank account needed

  • Instant access to USD payments

  • Perfect for students, freelancers, business owners

“I paid for a Facebook ad in minutes, straight from my M-Pesa. Game changer!”

Is It Safe?

Yes. The virtual card is powered by Visa security systems, and you can freeze or deactivate it anytime from your app or USSD. It’s more secure than sharing your debit card details.

Final Thoughts

M-Pesa Global Pay 2.0 is one of the easiest and cheapest ways for Kenyans to pay online in dollars. No hidden fees. No paperwork. Just your M-Pesa balance.

If you’ve been struggling with declined payments on Netflix, Canva, or online courses — this card is your new best friend.

Quick Recap

Feature Details
Card Type Virtual Visa Card
Currency USD
Works With M-Pesa Balance
Use Cases Global sites, subscriptions
Activation *334# or M-Pesa App
Security Freeze anytime, PIN protected

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