Netflix has officially taken over our evenings and weekends. Whether you’re watching new crime documentaries, Nollywood hits, or trending international films, the world’s biggest entertainment library is always within reach.
But here’s the universal frustration across East Africa:
Netflix does NOT accept direct M-Pesa Paybill or Till payments.
This leaves millions of users—who depend entirely on Mobile Money—scrambling for a bank card.
Not anymore.
At PesaSmart, we break down the confusion. Below are the two verified, simple, and fully working methods to pay for Netflix using M-Pesa, without ever needing a physical bank card.
Pay Netflix Using M-Pesa GlobalPay (The Virtual Visa Card Method)
This is the most reliable, secure, and easiest way to pay for Netflix in Kenya today.
It turns your M-Pesa balance into a virtual international Visa card.
Why This Method Works
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Netflix requires a card for recurring payments
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GlobalPay generates a secure virtual Visa card linked directly to your M-Pesa wallet
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You only load the card with what you need → maximum safety
Step-by-Step: How to Create Your M-Pesa GlobalPay Virtual Card
Option A: Through the M-Pesa App
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Open the M-Pesa App
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Tap Pay
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Select GlobalPay
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Accept terms
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M-Pesa generates your:
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16-digit Visa card number
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Expiry date
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CVV
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Option B: Using USSD
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Dial *840#
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Accept terms
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Receive your virtual card details via SMS
These card details work exactly like any Visa card online.
Step 2: Link the GlobalPay Card to Netflix
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Go to Netflix.com/YourAccount (use a browser, not the app)
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Under Membership & Billing, tap Update Payment Method
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Select Credit or Debit Card
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Enter:
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16-digit GlobalPay card number
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Expiry
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CVV
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Tap Start Membership or Update
Done!
Netflix will automatically charge your M-Pesa balance every month using GlobalPay
PesaSmart Pro Tip
GlobalPay cards are virtual and low-balance by design.
Always load only the subscription amount you need.
This protects you from unauthorized or accidental charges.
Pay Netflix Through PayPal Linked to M-Pesa
If you already use PayPal—for online work, freelancing, or shopping—this method is a good backup.
Why This Method Works
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Netflix accepts PayPal globally
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PayPal can be funded directly through M-Pesa
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Perfect for users who prefer maintaining money in PayPal
Step-by-Step: How to Link PayPal and M-Pesa
Step 1: Create & Verify Your PayPal Account
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Use the exact same name registered on your M-Pesa line
Step 2: Link PayPal to your M-Pesa Wallet
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Go to the PayPal Mobile Money service website
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Log in
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Link your M-Pesa mobile number
Step 3: Fund PayPal Using M-Pesa
Use the official PayPal top-up option (recommended), or:
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Send money to PayPal Paybill 800088
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Account number = your M-Pesa phone number
Step 4: Link PayPal to Netflix
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Visit Netflix.com/YourAccount
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Go to Update Payment Method
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Choose PayPal
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Log in to PayPal
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Approve the recurring payment
Netflix will now deduct your subscription from your PayPal balance every month
What is the Cheapest Way to Stream? Netflix Plans
After sorting out the payment, you need to choose the best value plan for your family. Netflix has localized its pricing to be much more affordable for the East African market.
| Plan | Best For | Price (Approx. KES) | Quality | Simultaneous Screens |
| Mobile | Solo viewing on a phone/tablet. | Ksh 200 / Month | Standard Definition (SD) | 1 Screen |
| Basic | Solo viewing on a TV or laptop. | Ksh 300 / Month | HD Ready (720p) | 1 Screen |
| Standard | Couples/Families with a Smart TV. | Ksh 700 / Month | Full HD (1080p) | 2 Screens |
| Premium | Large families/Friends sharing. | Ksh 1,100 / Month | Ultra HD (4K) | 4 Screens |
PesaSmart Note: The previous Free Mobile Plan was discontinued by Netflix in 2023. All users must now choose one of the paid subscription options.
Which Payment Method Is Best?
Winner: M-Pesa GlobalPay Virtual Card
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Fast
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Secure
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Completely digital
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Does not require a physical bank card
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Perfect for recurring payments
Good Alternative: PayPal Linked to M-Pesa
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Best if you already use PayPal
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Ideal for freelancers and online workers
What to Avoid
Do NOT try Paybill or Till numbers — Netflix does not support them.
The Final Verdict
If you want a set-it-and-forget-it solution that is simple and secure, M-Pesa GlobalPay is the winner. It uses your core mobile money wallet without needing a third-party account.
Don’t let a missing card stop your viewing pleasure. Follow the steps above, and enjoy the show!