| Service | USSD Code | Description |
|---|---|---|
| MTN Mobile Money (MoMo) Menu | *165# or *185# | Send money, withdraw, pay bills, access loans and savings. |
| MoMoPay (Merchant Payments) | 165*3# | Pay merchants using their MoMoPay code. |
| Send Money to Bank | 165*6# | Transfer funds from MoMo to any bank account. |
| Airtime/Data Purchase | 165*2# | Buy airtime or data using Mobile Money. |
| MoKash (Loans & Savings) | 165*5*1# | Access savings and loan products under MoKash. |
| XtraCash / MoSente / MoMo Advance | *165*5# | Additional MTN savings and loan services. |
| Self-Service (MTN Menu) | *160# | Access MTN Services. |
| Data Bundles | *150# | Buy MTN internet bundles. |
| Airtime Balance | *131# | Check remaining airtime balance. |
| Data Sharing (Me2U) | *160*6# | Send or share data with other users. |
| Wendi Wallet | *229# | Access services for Wendi mobile wallet. |
| MTN Pulse | *175# | Access MTN Pulse menu |
| MTN Mypakapaka | *160*1# | Buy Mypakapaka bundles |
| Service | USSD Codes | Description |
|---|---|---|
| Airtel Money Menu | *185# or *165# | Send money, withdraw, loans, pay bills, savings |
| Airtel Money Pay (Merchants) | *185*9# | Pay merchants directly using Airtel Money. |
| Airtel Self-Service | *100# | Account settings and self-help. |
| Data Bundles | *175# | Buy Airtel internet bundles. |
| SMS Bundles | *100*1*3# | Purchase SMS-only packages. |
| International Bundles | *100*5# | Buy international roaming or call bundles. |
| Change Airtel Money PIN | 185*10# | Reset or change Airtel Money PIN. |
| Airtel Money Loans | *185*8# | Access loan services like Wewole, Quick loans, etc. |
| Service Description | USSD Code |
|---|---|
| Main Menu (Prepaid Users) | *100# |
| Main Menu (Postpaid Users) | *200# |
| Safaricom Services Menu | *456# |
| Airtime Balance Check | *144# |
| Safaricom Business Services | *485# |
| Internet Settings | *445# |
| Bank Name | USSD Code |
|---|---|
| Standard Chartered Bank kenya | *722# |
| Equity Bank Kenya | *247# |
| KCB Bank | *522# |
| Service Description | USSD Code |
|---|---|
| Okoa Jahazi (Airtime Advance) | *131# |
| Okoa Stima (Electricity Token Advance) | *855# |
| M-Shwari Services | *234*1*1# |
| Service Description | USSD Code |
|---|---|
| M-PESA Main Menu | *334# |
| M-PESA Services Menu | *234# |
| M-PESA Statement Request | *234# |
USSD codes are updated frequently. Always check with your service provider MTN, M-Pesa, Vodacom or Airtel Uganda for the latest codes and service options.
How to Use USSD Codes
1. Dial the USSD code on your phone
2. Follow the on-screen prompts
3. Enter your PIN when requested
4. Complete your transaction
Common Services Available
- Check account balance
- Transfer money
- Pay bills
- Buy airtime
- Mini statements
- Loan applications
Important Notes
- USSD codes work on all phone types, including basic phones
- No internet connection required
- Standard SMS/USSD charges may apply
- Keep your PIN secure and never share it
- Contact your bank if you experience any issues.